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2026 Federal Benefit Rate – Federal Poverty Level

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Federal Benefit Rate

Keyed to Social Security cost of living adjustments (2.8% for 2026), the Federal Benefit Rate (FBR) is the maximum amount payable under (and provides an income ceiling for) Supplemental Security Income (SSI). A number of other state and federal benefits are keyed to the FBR, as well. Monthly amounts are calculated by rounding down from the annual benefit divided by 12.

STATUS
ANNUAL
MONTHLY
Eligible Individual $11,929.46 $994
Eligible Couple $17,892.21 $1,491
Essential Person $5,978.41 $498

Federal Poverty Levels

The Federal Poverty Level (FPL) is updated periodically, and multiples of the FPL drive numerous federal and state benefits. You may calculate any other multiple by multiplying the 100% FPL by the desired percentage and rounding to the nearest dollar.  For example, 138% of the one person FPL is $20,120 (13,590 x 1.38 = 14,580). The below were published at 91 Federal Register 1797 on 1/15/2026 and were effective 1/13/2026.

HSHLD SIZE
100% FPL
1 $15,960
2 $21,640
3 $27,320
4 $33,000
More Add $5,680 each

 

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